# Getting Started

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**MOA-Fi is active in closed beta and is not audited. Hence, use it at your own risk. The product will undergo vigorous audits to ensure user security over the coming days.**
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### Overview

**MOA-Fi** is a universal, stablecoin-centric yield protocol built on **Solana**, designed to simplify and unify cross-chain yield sourcing. It enables users to access top-tier yield opportunities from across the DeFi ecosystem, **without ever leaving the Solana network**.

### For users

MOA-Fi delivers a seamless, **Solana-native experience** while unlocking yields from EVM and non-EVM ecosystems.

* Users deposit stablecoins directly on Solana.
* MOA-Fi routes the capital to the Morpho vaults on any supported network.
* All bridging, routing, and execution are handled behind the scenes only through Circle CCTP.
* Users benefit from industry-leading returns, with **zero exposure to cross-chain complexity and custody.**

Whether the yield lives on Ethereum, Optimism, Unichain, or elsewhere, **MOA-Fi brings it to Solana**.

### For developers

If you're building or curating a vault on Morpho on **Ethereum or other EVM-compatible chains**, you don’t need to expand to Solana.

* **No Solana deployment required**
* **No additional infrastructure to maintain**

MOA-Fi acts as your **distribution layer into the Solana ecosystem**, making your product instantly accessible to Solana users. Listing on MOA-Fi is permissionless, allowing anyone to list their vaults on the Platform.

This means:

* Increased TVL without new deployments
* Access to a new user base with no extra development overhead

With MOA-Fi, **Solana becomes a gateway to your vaults**, and yield becomes truly borderless.

### Quick links

* [Architecture](/architecture.md)
* [ERC-4626](/architecture/erc-4626.md)
* [NextArchitecture](/architecture.md)


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